Consumer credit rises, but revolving credit growth moderates - Reuters

Thursday, August 7, 2014


(Reuters) - U.S. consumer credit rose less than expected in June as households pared back credit card usage after three consecutive months of hefty increases.



Total consumer credit increased $17.26 billion to $3.21 trillion, the Federal Reserve said on Thursday. May's consumer credit figure was revised up to show a $19.64 billion increase rather than the previously reported $19.60 billion gain.



Economists polled by Reuters had expected consumer credit to increase $18.55 billion in June.



Revolving credit, which mostly measures credit-card use, increased only $941.54 million after a downwardly revised $1.74 billion gain in May. It was still the fourth consecutive month of increases in revolving credit.



Non-revolving credit, which includes auto loans as well as student loans made by the government, increased $16.31 billion in June.



May's figure was revised to show a $17.90 billion increase instead of the previously reported $17.82 billion advance.



(Reporting by Lucia Mutikani; Editing by Andrea Ricci)


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